সমন্বিত ৯টি ব্যাংক ২টি আর্থিক প্রতিষ্ঠান
পদের নাম: সিনিয়র অফিসার
সময়: ৬০ মিনিট, পরীক্ষার তারিখ: ১৩.১১.২০২৬, পূর্ণমান: ১০০
১. The financial crisis could have been averted ... the regulatory atuhorities acted propmtly upon receiving the prelilminary warnings.
ক. unless খ. had গ. should ঘ. were উ. খ
২. Had the researchers anticipated the methodological limitations of their initial design, they ... a more comprehensive sampling strategy before commencing data collection.
ক. would adopt খ. would have adopted গ. had adpted ঘ. will have adopted উ. খ
৩. The committee's recommendation were predicated ... the assumption that the insititution would receive substantial financial assistance from external agencies.
ক. upon খ. with গ. at ঘ. for উ. ক
৪. The criteria by which the applications ... evaluated ... clearly specified in the official guidelines.
ক. is; are খ. are; is গ. is; is ঘ. are; are উ. ঘ
৫. Choose the correct passive form: The authorities ought to have informed the affected residents about the potential environmental hazards.
ক. The affected residents ought to be informed about the potential environmental hazards.
খ. The affected residents ought to have informed about the potential environmental hazards.
গ. The affected residents ought to have been informed about the potential environmental hazards.
ঘ. The affected residents ought to have being informed about the potential environmental hazards. উ. গ
৬. The professor remarked that he had never encountered such an inconsistency in his previous research. Choose the most appropriate direct speech.
ক. The professor remarked, "I never encountered such an inconsistency in my previous research."
খ. The professor remarked, "I have never encountered such an inconsistency in my previous research."
গ. The professor remarked, "I had never encountered such an inconsistency in my previous research."
ঘ. The professor remarked, "I would never have encountered such an inconsistency in my previous research." উ. খ
৭. Choose the correct use of despite: Although the investigators were under considerable political pressure, they refused to alter their findings.
ক. Despite being under considerable political pressure, the investigators refused to alter their findings.
খ. Despite they were under considerable political pressure, the investigators refused to alter their findings.
গ. Despite of being under considerable political pressure, the investigators refused to alter their findings.
ঘ. Despite having been under considerable political pressure, the investigators had refused to alter their findings. উ. ক
৮. The independent commission recommended that the findings of the preliminary investigation ... publicly disclosed until the identities of the confidential informants had been adequatelyt protected.
ক. are not খ. not be গ. were not ঘ. not being উ. খ
৯. The supervisor would rather the researchers ... the preliminary findings at yesterday's conference, given the unresolved methodological concerns.
ক. did not present খ. had not presented গ. would not present ঘ. have not presented উ. খ
১০. Choose the appropriate noun form of Feasible:
ক. Feasible খ. Feasibility গ. Feasibilization ঘ. Feasibly উ. খ
১১. What is the closet antonym of the word Exacerbate?
ক. Alleviate খ. Suppress গ. Neutralize ঘ. Prevent উ. ক
১২. The neighbors were ... by the noise from the construction.
ক. aggravated খ. invigorated গ. castigated ঘ. incarcerated উ. ক
১৩. His short stories ... the poitical tensions prevalent in his contemporary times.
ক. abound in খ. partake of গ. steeped in ঘ. sparked off উ. ক
১৪. The new high-speed rail service encouraged thousands of passengers to ... from bus travel.
ক. switch off খ. switch over গ. switch around ঘ. be switched on উ. খ
১৫. He is infamous for poking fun at student's weaknesses with ... remarks.
ক. sarcastic খ. constructive গ. uncynical ঘ. optimistic উ. ক
১৬. Which of the following is correct?
ক. That he was foreign made it difficult for him to get the job.
খ. I realized the importance that we should be there in time.
গ. They inisted that he leave the room at once.
ঘ. I am sending you the book, as it was agreed. উ. গ
১৭. Which of the following is correct?
ক. I am feeling they should not start now.
খ. We will be happy for her to help him.
গ. May everybody apply for this post?
ঘ. It is probable for him to be in good temper. উ. খ
১৮. It was the first time that they ... to Cox's Bazaar.
ক. had been খ. have been গ. were ঘ. visited উ. ক
১৯. I tried two shirts, ... fitted me.
ক. neitheir of them খ. none of these গ. neither of which ঘ. both of them উ. গ
২০. We haven't met you for ...
ক. such a long time খ. so long time গ. such long time ঘ. so many times উ. ক
২১. পাশাপাশি দুটি স্বরধ্বনি একটি সংযুক্ত ধ্বনিরূপে উচ্চারিত হলে; প্রথম স্বরটি দ্বিতীয়টির চেয়ে দীর্ঘ ও স্পষ্ট। এটি কোনটির লক্ষণ?
ক. অনুনাসিক স্বরধ্বনি খ. মধ্যস্বরাগম গ. মৌলিক স্বরধ্বনি ঘ. দ্বিস্বরধ্বনি উ. ঘ
২২. 'জ্বলন্ত আগুন', 'রেশমি চাদর', 'সপ্তদশ শতাব্দী'- বিশেষণের অর্থভিত্তিক শ্রেণি যথাক্রমে কোনটি?
ক. গুণবাচক-অবস্থাবাচক-সংখ্যাবাচক খ. অবস্থাবাচক-গুণবাচক-ক্রমবাচক গ. অবস্থাবাচক-উপাদানবাচক-ক্রমবাচক ঘ. গুণবাচক-উপাদানবাচক-পরিমাণবাচক উ. গ
২৩. 'দাতা', 'পঠিত' ও 'পাঠক'- প্রত্যয়যোগে গঠিত শব্দগুলোর পদশ্রেণি যথাক্রমে কোনটি?
ক. বিশেষণ-বিশেষ্য-বিশেষণ খ. বিশেষ্য-বিশেষ্য-বিশেষণ গ. বিশেষণ-বিশেষণ-বিশেষ্য ঘ. বিশেষ্য-বিশেষণ-বিশেষ্য উ. ঘ
২৪. 'লাল জামা' এবং 'জামাটি লাল'- দুই প্রয়োগে 'লাল' শব্দের অবস্থানভিত্তিক শ্রেণি যথাক্রমে কী?
ক. বিধেয় বিশেষণ-সাক্ষাৎ বিশেষণ খ. নাম বিশেষণ-ভাব বিশেষণ গ. ভাব বিশেষণ-নামবিশেষণ ঘ. সাক্ষাৎ বিশেষণ-বিধেয় বিশেষণ উ. ঘ
২৫. 'আমি স্বয়ং যাব'- এই বাক্যে 'স্বয়ং' কোন সর্বনাম?
ক. ব্যক্তিবাচক খ. নির্দেশক গ. আত্মবাচক ঘ. প্রশ্নবাচক উ. গ
২৬. 'ফি-সন' শব্দে 'ফি' কী অর্থে ব্যবহৃত?
ক. প্রতি খ. বিনা গ. বিপরীত ঘ. অধিক উ. ক
২৭. কোন জোড়ায় প্রথমটি দ্বিগু, দ্বিতীয়টি বহুব্রীহি?
ক. দশানন-ত্রিফলা খ. মনমাঝি-সপ্তাহ গ. মুখচন্দ্র-ত্রিপদী ঘ. ত্রিফলা-আয়তলোচনা উ. ঘ
২৮. 'অক্ষয় বট' বাগধারায় কী বোঝায়?
ক. দীর্ঘজীবী ব্যক্তি খ. অবিনাশী প্রতিষ্ঠান গ. প্রাচীন বংশ ঘ. বিশাল বৃক্ষ উ. ক
২৯. 'মৃগ' শব্দের অর্থ 'যে-কোনো পশু' থেকে 'হরিণ' হওয়া কোন প্রক্রিয়া?
ক. অর্থপ্রসার খ. অর্থসংক্রম গ. অর্থসংকোচ ঘ. অর্থের উন্নতি উ. গ
৩০. 'অনুসন্ধানের ইচ্ছা'- এর বাক্য সংকোচন কোনটি?
ক. অনুসন্ধান খ. অনুসন্ধিৎসা গ. অনুধাবন ঘ. অন্বেষণ উ. খ
৩১. কোন বানানটি শুদ্ধ?
ক. পৌনঃপুনিক খ. পৌনপুনিক গ. পৌনঃপুনীক ঘ. পোনাঃপুনিক উ. ক
৩২. সারাংশে মূলের প্রত্যক্ষ উক্তি কিভাবে লিখতে হয়?
ক. উদ্ধৃতি চিহ্নে খ. পরোক্ষ উক্তিতে গ. সংলাপ আকারে ঘ. অপরিবর্তিতভাবে উ. খ
৩৩. 'হকিকত-ই-মুসলমান-ই-বাঙ্গালা' (১৮৯৬) গ্রন্থের লেখক কে?
ক. কাজী আবদুল ওদুদ খ. দেওয়ান খোন্দকার ফজলে রাব্বি গ. আবুল হোসেন ঘ. খান বাহাদুর আবদুর রহমান খাঁ উ. খ
৩৪. নিচের কোনটি দ্বিস্বর ধ্বনি নয়?
ক. বিবি খ. রিবি গ. রদ ঘ. ইয়ে উ. গ
৩৫. নিচের কোনটি সন্ধিবিচ্ছেদ ঠিকভাবে হয়নি?
ক. ষষ্+থ = ষষ্ঠ খ. যথা+ইষ্ট = যথেষ্ট গ. শরৎ+চন্দ্র = শরচ্চন্দ্র ঘ. মৃত্যু+জয় = মৃত্যুঞ্জয় উ. ঘ
৩৬. 'কাগজ' শব্দটি কোন ভাষা হতে আগত?
ক. ফারসি খ. উর্দু গ. আরবি ঘ. তুর্কি উ. ক
৩৭. আর হায় হায় করে লাভ কী?- এ বাক্যে 'হায় হায়' কোন অর্থ প্রকাশ করছে?
ক. ভাবের প্রগাঢ়তা খ. ভাবের গভীরতা গ. তীব্রতা ঘ. পৌনঃপুনিকতা উ. খ
৩৮. ব্যাধিকরণ বহুব্রীহি সমাসের উদাহরণ কোনটি?
ক. খোশ মেজাজ যার খ. হাতে ছড়ি যার গ. কানে কানে যে কথা ঘ. রত্ন গর্ভে যার উ. ঘ
৩৯. 'ষ্ণ' প্রত্যয়যুক্ত শব্দে মূল স্বরের কী হয়?
ক. হ্রাস খ. বৃদ্ধি গ. দ্বিগুণ ঘ. গুণ উ. খ
৪০. লেখার সময়ে কোন কথা অব্যক্ত রাখতে চাইলে কোন বিরামচিহ্ন ব্যবহার করতে হয়?
ক. বিন্দু খ. ত্রিবিন্দু গ. কমা ঘ. কোলন উ. খ
৪১. In a triangle, the second angle is three times the first angle, and the third angle is 20° more than the first angle. Find the first angle.
ক. 28° খ. 32° গ. 36° ঘ. 40° উ. খ
৪২. A rectangular tank 20 m × 10 m × 6 m is filled with water. The water is poured into cylindrical cans of redius 1 m and height 2 m. How many cans are needed?
ক. 150 খ. 200 গ. 300 ঘ. 400 উ. খ
৪৩. A student who scores 40%, fails by 30 marks. Another student who scores 60%, gets 30 marks more than the pass mark. What is the total marks of the examination?
ক. 100 খ. 150 গ. 300 ঘ. 600 উ. গ
৪৪. Two numbers are in the ratio 4 : 7 and their sum is 220. What is the smaller number?
ক. 80 খ. 84 গ. 88 ঘ. 96 উ. ক
৪৫. A man sold a watch at a 5% loss. If he had received Tk. 50 more, he would have sold it at no profit and no loss. Find the cost price.
ক. Tk. 400 খ. Tk. 600 গ. Tk. 800 ঘ. Tk. 1000 উ. ঘ
৪৬. Find the value of lim x→0 sin3x/x .
ক. 1 খ. 3 গ. 1/3 ঘ. 0 উ. খ
৪৭. Find the value of (1 + i)^8, Where i = √-1.
ক. 8 খ. 16 গ. -16 ঘ. 8i উ. খ
৪৮. Two fair dice are rolled. What is the probability that the sum of the numbers is 7?
ক. 1/6 খ. 5/36 গ. 1/12 ঘ. 7/36 উ. ক
৪৯. Find the remainder when 2^10 is divided by 7.
ক. 1 খ. 2 গ. 4 ঘ. 6 উ. খ
৫০. Solve log2(x) + log2(x - 2) = 3 for x > 2.
ক. 2 খ. 4 গ. -2 ঘ. 8 উ. খ
৫১. Find the average value of f(x) = x² on the interval [0,3].
ক. 3 খ. 9/2 গ. 9 ঘ. 2 উ. ক
৫২. How many distinct arrangements are there of the letters of the word "LEVEL"?
ক. 30 খ. 60 গ. 120 ঘ. 20 উ. ক
৫৩. Tk 12,600 is divided among X, Y and Z. X gets 2/3 of what Y gets, and Y gets 3/4 of what Z gets. Find each person's share.
ক. X Tk 3,000; Y Tk 4,000; Z Tk. 5,600 খ. X Tk 2,800; Y Tk 4,200; Z Tk. 5,600 গ. X Tk 2,600; Y Tk 4,200; Z Tk. 5,800 ঘ. X Tk 2,400; Y Tk 4,600; Z Tk. 5,600 উ. খ
৫৪. A customer pays Tk. 41, 400 for a refrigerator, including 15% VAT, after a 10% discount on the list price. Find the list price.
ক. Tk. 45,000 খ. Tk. 40,000 গ. Tk. 36,000 ঘ. Tk. 38,000 উ. খ
৫৫. Two articles are sold at Tk. 1,200 each. One is sold at a 20% profit and the other at a 20% loss. Find the overall gain or loss percentage.
ক. 4% loss খ. 4% gain গ. No gain, no loss ঘ. 2% loss উ. ক
৫৬. The difference between the compound interest and the simple interest on a sum for 2 years at 8% per annum is Tk. 96. find the sum.
ক. Tk. 12,000 খ. Tk. 18,000 গ. Tk. 20,000 ঘ. Tk. 15,000 উ. ঘ
৫৭. Find the smallest number which leaves remainder 7 when divided by 12, 15 or 20, and is exactly divisible by 11.
ক. 187 খ. 127 গ. 247 ঘ. 307 উ. ক
৫৮. Two kinds of tea cost Tk 120 and Tk 150 per kg. In what ratio should they be mixed so that selling the mixture at Tk 156 per kg gives a 20% profit?
ক. 1 : 2 খ. 3 : 2 গ. 1 : 1 ঘ. 2 : 1 উ. ঘ
৫৯. A achine loses 10% of its value every year. Its value after 2 years is Tk 48,600. What was its original value?
ক. Tk. 58,320 খ. Tk. 54, 000 গ. Tk. 60,000 ঘ. Tk. 64, 000 উ. গ
৬০. A rectangular field is 120 m long and 80 m wide. A path 4 m wide runs alll around outside it. Find the cost of paving the path at Tk. 150 per square metre.
ক. Tk 192,000 খ. Tk. 249, 600 গ. Tk. 240, 000 ঘ. Tk. 260, 400 উ. খ
৬১. Under Bangladesh Bank's revised rule effetive from April 2025, a loan becomes classified (non-performing) once it is overdue for:
ক. 30 days খ. 90 days গ. 180 days ঘ. 270 days উ. খ
৬২. Which DSE index tracks Shariah-compliant listed companies?
ক. DS30 খ. DSEX গ. DSES ঘ. CDSET উ. গ
৬৩. In Bangladesh Bank's interest rate corridor, the floor is set by the;
ক. Repo rate খ. Standing Lending Facility গ. Bank rate ঘ. Standing Deposite Facility উ. ঘ
৬৪. Under Basel III in Bangladesh, the minimum total capital requireent including the capital conservation buffer is:
ক. 8% খ. 10% গ. 10.5% ঘ. 12.5% উ. ঘ
৬৫. Which risk connot be eliminated trough diversification?
ক. Business Risk খ. Financial Risk গ. Unsystematic Risk ঘ. Sysematic Risk উ. ঘ
৬৬. Which of the following is a money market instrument?
ক. Ordinary Share খ. Preference Share গ. Treasury Bill ঘ. Long-term Corporate Bond উ. গ
৬৭. Which international framework establishes capital adequacy and liquidity standards for banks?
ক. IFRS খ. Basel III গ. UCP 600 ঘ. ISO 9001 উ. খ
৬৮. Which of the following is the full form of SWIFT in international banking?
ক. Society for Worldwide Interbank Financial transactions.
খ. Society for Worldwide Interbank Financial Telecommunication.
গ. System for Worldwide International Fund Transfer.
ঘ. Society for World Investent and financial technology. উ. খ
৬৯. Which Shariah principle is used for mobilizing current deposits by Islamic banks in Bangladesh?
ক. Mudaraba খ. Musharaka গ. Al-Wadiah ঘ. Bi-Salam উ. গ
৭০. Which of the following best describes the RTGS system?
ক. Batch processing of low-value transactions.
খ. Real-time settlement of individual transctions on a gross basis.
গ. Settlement of transactions only at the end of each month.
ঘ. Processing of cheque images. উ. খ
৭১. What comes next in the series: 3, 7, 15, 31, 63, ...?
ক. 126 খ. 127 গ. 128 ঘ. 129 উ. খ
৭২. Which letter comes next in the series: A, C, F, J, O, ...?
ক. R খ. S গ. T ঘ. U উ. ঘ
৭৩. Statements: All doctors are graduates. Some graduates are teachers. Conclusions: (I) Some doctors are teachers. (II) Some teachers are graduates. Which of the following logically follows?
ক. Only conclusion II follows খ. Only conclusion I follow গ. Both conclusions follow ঘ. Neither conclusion follows উ. ক
৭৪. Statements: No cat is a dog. Some dogs are animals. Conclusions: (I) Some animals are not cats. (II) No animal is a cat. Which of the following logically follows?
ক. Only conclusion II follows খ. Both conclusions follow গ. Only conclusion I follows ঘ. Neither conclusion follows উ. গ
৭৫. A man walks 10 km north, turns right and walks 6 km, then turns right again and walks 10 km. How far is he from his starting point and in which direction?
ক. 6 km east খ. 6 km west গ. 10 km south ঘ. 16 km north-east উ. ক
৭৬. In a certain code, LOGIC is written as MQJMH. How would MIND be written in the same code?
ক. NJQH খ. NKPH গ. OKQH ঘ. NKQH উ. ঘ
৭৭. Among five friends, Tania is taller than Rina but shorter than Mitu. Sabbir is taller than Mitu but shorter than Nabil. Who is the scond tallest?
ক. Mitu খ. Sabbir গ. Nabil ঘ. Tania উ. খ
৭৮. In a group of 100 people, 60 like tea, 45 like coffee and 15 like neither. How many people like both tea and coffee?
ক. 20 খ. 25 গ. 30 ঘ. 35 উ. ক
৭৯. A company's annual sales (in thousand units) were 40 in 2021, 50 in 2022, 45 in 2023 and 63 in 2024. What was the percentage increase in sales from 2023 to 2024?
ক. 18% খ. 28.6% গ. 40% ঘ. 45% উ. গ
৮০. Statement I: 2x + y = 10. Statement II: y = 4. To find the value of x. Which of the following is correct?
ক. Statements I and II together are sufficient, but neither alone is sufficient.
খ. Statement I alone is sufficient.
গ. Statement II alone is sufficient.
ঘ. Statements I and II together are not sufficient. উ. ক
৮১. A manager argues, "We should move all staff to remote work, because it will cut out office rental costs." Which of the following is an assumption underlying this argument?
ক. Most employees prefer working from home.
খ. Competing firms have already adopted remote work.
গ. Remote work will not create costs or productivity losses large enough to cancel out lthe rent savings.
ঘ. Office rent is the company's largest aingle expense. উ. গ
৮২. A city council argues that building a new flyover will ease traffic congestion in the city center. Which of the following if true, most weakens this argument?
ক. The floyover will take about two years to build.
খ. The flyover will be built with locally sourced materials.
গ. A majority of residents support the project.
ঘ. In camparable cities, new flyovers attracted additional vehicles and congestion returned within a year. উ. ঘ
৮৩. In a survey of 500 employees at a firm, 80% said flexible working hours improve their job satisfaction. After the firm introduces flexible hours, its staff turnover fell by 15% over the next year. Which cunclusion is best supported by this information?
ক. Flexible hours were the only reason turnover fell. খ. Flexible hours may have contributed to the fall in turnover. গ. Every employee became more satisfied with their job. ঘ. The firm's productivity rose by 15%. উ. খ
৮৪. If the day after the day after tomorrow is Sunday, what day was it the day before yesterday?
ক. Sunday খ. Tuesday গ. Wednesday ঘ. Monday উ. খ
৮৫. Which of the following numbers does not belong with the other three?
ক. 13 খ. 17 গ. 19 ঘ. 21 উ. ঘ
৮৬. A boy, looking at a person in a photograph, says, "He is the son of my paternal grandfather's only daughter." How is the person in the photograph related to the boy?
ক. He is his cousin (specifically, his paternal aut's son) খ. He is his brother গ. He is not relative of him ঘ. He is his uncle উ. ক
৮৭. When a wall clock shows the time as 6:30, what is the angle (in degree) between the hour hand and the minute hand?
ক. 0° খ. 25° গ. 15° ঘ. 30° উ. গ
৮৮. A 30% solution and a 50% solution are mixed to produce 40 lilters of a 42% solution. How many liters of the 50% solution are required?
ক. 20 খ. 24 গ. 28 ঘ. 32 উ. খ
৮৯. A committee of 4 people is to be selected from 5 men and 6 women. How many different committees can be formed is at least two women must be included?
ক. 220 খ. 235 গ. 250 ঘ. 265 উ. ঘ
৯০. In a survey of 180 customers, 90 use mobile banking. 80 use internet banking and 70 use card services. Of these, 40 use both mobile and internet banking, 35 use both mobile banking and card services, 30 use both internet banking and card services and 20 use all three. How many customers use none of these service?
ক. 15 খ. 20 গ. 25 ঘ. 30 উ. গ
৯১. Which number system is primarily used internlly by digital computers?
ক. Decimal খ. Octal গ. Binary ঘ. Hexadecimal উ. গ
৯২. What is the decimal equivalent of the binary number 1010?
ক. 8 খ. 10 গ. 12 ঘ. 14 উ. খ
৯৩. Which protocol is used to securely trasfer web pages between a browser and a web server?
ক. FTP খ. SMTP গ. HTTPS ঘ. POP3 উ. গ
৯৪. Which of the following provides an additional layer of security beyond a password?
ক. Browser Cache খ. File Compression গ. Two-Factor Authentication ঘ. Disk Defragmentation উ. গ
৯৫. Which of the following is an example of cloud computing?
ক. Using a calculator offline খ. Storing files in Google Drive গ. Printing a document ঘ. Installling additional RAM উ. খ
৯৬. Which of the following best describes Machine Learning?
ক. A method of physically repairing computers খ. A technique for increasing Internet bnadwith গ. A process of manually entering data into databases ঘ. A method enabling computers to learn patterns from data উ. ঘ
৯৭. The speed of a processor is measured in -
ক. Hertz খ. Byte গ. Bit ঘ. Pixel উ. ক
৯৮. Which of the following is an example of system software?
ক. MS Word খ. Windows 11 গ. Adobe Photoshop ঘ. Google Chrome উ. খ
৯৯. Which protocol is used for sending emails?
ক. HTTP খ. FTP গ. SMTP ঘ. POP3 উ. গ
১০০. Which technology allows multiple users to shares one physical machine?
ক. Cloud Computing খ. Blockchain গ. Machine Learning ঘ. Internet of Things উ. ক
